“I am delighted to modestly support Ronel and Finto in their work. The causes of modern poverty are well documented in homelessness, educational failure, worklessness, drug and alcohol addiction, indebtedness, and family breakdown. If someone finds themselves in 1 of these, they are at great risk of joining the bottom 20% in our society, but if they have 2 of them, they are probably already there. We must all be a part of a national, shared endeavour to succeed to generate economic and prosperity.”